Uni Virtual Funding Review
An innovative prop firm offering a unique "pay after you pass" model with competitive profit splits and flexible evaluation terms.
Visit Uni Virtual FundingCompany Overview
Uni Virtual Funding (UVF) takes a different approach to proprietary trading by offering their unique "pay after you pass" evaluation model. This innovative structure allows traders to attempt the challenge without upfront evaluation fees, only paying a security deposit after successfully completing the assessment.
With a competitive 90% profit split, no minimum trading days requirement, and the promise of refunding the security fee with your first payout, UVF positions itself as a trader-friendly alternative in the prop firm space.
The UVF Difference
The standout feature is the reversed payment model - you don't pay anything until after you've proven your trading ability. This reduces upfront risk for traders and shows confidence in their evaluation process. Combined with an 8% profit target and no time limits, it offers an accessible pathway to funded trading.
Pay After Passing
Security fee only due after successful evaluation completion
No Time Limits
Trade at your own pace during the challenge phase
No Minimum Days
Complete evaluation as quickly as you can meet targets
Fee Refunded
Security fee returned with your first payout
Account Details & Evaluation
Available Account Sizes (1-Step Challenge)
| Account Size | Security Fee | Profit Target | Daily Drawdown | Total Drawdown |
|---|---|---|---|---|
| $6,000 | $61.75 (after passing) | $480 (8%) | $180 (3%) | $360 (6%) |
| $10,000 | Contact for pricing | $800 (8%) | $300 (3%) | $600 (6%) |
| $25,000 | Contact for pricing | $2,000 (8%) | $750 (3%) | $1,500 (6%) |
| $50,000 | Contact for pricing | $4,000 (8%) | $1,500 (3%) | $3,000 (6%) |
| $100,000 | Contact for pricing | $8,000 (8%) | $3,000 (3%) | $6,000 (6%) |
Important Note About the Model
While marketed as "$0 to start," you will need to pay the security fee after passing the evaluation to receive your funded account. The fee is refunded with your first payout, effectively making it free if you're profitable, but it's not completely cost-free upfront after passing.
1-Step Option: Single-phase evaluation requiring 8% profit target while respecting drawdown limits.
2-Step Option: Traditional two-phase approach with Phase 1 evaluation followed by Phase 2 verification.
No Time Pressure: Complete your evaluation at your own pace with no calendar day restrictions.
No Minimum Days: Unlike many competitors, UVF doesn't require minimum trading days.
Allowed During Challenge:
- Hedging permitted
- Weekend holding allowed
- News trading allowed
- No consistency rule required
Restrictions on Funded Account:
- Hedging NOT allowed
- HFT and EA trading prohibited
- Weekend holding still permitted
- News trading still allowed
Platform: UVF Trader only (proprietary platform)
Profit Split: 90% to trader, 10% to firm
First Withdrawal Requirements:
- Minimum 1.5% profit required
- Must have 3 profitable trading days
- Each day minimum 0.5% profit
- Payout within 1 week - 100% guaranteed
Subsequent Withdrawals:
- No minimum profit requirement
- No conditions to meet
- Processed within 7 days
Withdrawal Fee: 2% fee from your profit share
Security Fee Refund: 100% returned with first payout
Drawdown Type: Balance-based calculation
Daily Drawdown: 3% of starting balance - resets each day
Maximum Drawdown: 6% of starting balance - never resets
Both drawdown limits must be respected simultaneously throughout your evaluation and funded trading.
Pros & Cons
Advantages
- Unique pay-after-passing model reduces initial risk
- Excellent 90% profit split
- No minimum trading days requirement
- No time limits on evaluation
- Security fee fully refunded with first payout
- Reasonable 8% profit target
- Weekend holding allowed
- News trading permitted
- No consistency rule
- First payout guaranteed within 1 week
- Subsequent withdrawals have no conditions
- Hedging allowed during challenge phase
Considerations
- Still requires payment (security fee) after passing
- Locked to proprietary UVF Trader platform only
- No access to popular platforms like MT4/MT5
- Hedging prohibited on funded accounts
- HFT and EA trading completely banned
- 2% withdrawal fee on profit share
- Tight 3% daily drawdown limit
- First withdrawal has specific conditions
- Limited maximum funding ($100K cap)
- Newer firm with less established track record
- KYC required before any withdrawal
Who Is UVF For?
Best Suited For:
Manual Traders: Since EAs and HFT are prohibited, UVF works best for discretionary traders.
Risk-Averse Beginners: The pay-after-passing model reduces upfront financial commitment while learning.
Flexible Schedule Traders: No time limits or minimum days allow trading around other commitments.
News Traders: No restrictions on trading during high-impact events.
May Not Be Ideal For:
Algo Traders: Complete ban on EAs and automated strategies is a dealbreaker.
Scalpers: HFT prohibition limits high-frequency strategies.
Platform Loyalists: If you rely on MT4/MT5 features, you'll need to adapt to UVF Trader.
Hedging Strategists: Hedging ban on funded accounts limits certain risk management approaches.
Large-Scale Traders: $100K maximum funding is lower than many competitors.
Comparison with Competitors
| Feature | UVF | FTMO | FundedNext |
|---|---|---|---|
| Upfront Cost | $0 (pay after) | $540 | $179 |
| Profit Split | 90% | 80% | 90% |
| Max Funding | $100,000 | $400,000 | $200,000 |
| Min Trading Days | 0 Days | 4 Days | 5 Days |
| Time Limits | None | 30 Days | None |
| EA Trading | ✗ Prohibited | ✓ Allowed | ✓ Allowed |
| Platform Choice | UVF Trader Only | MT4/MT5/cTrader | MT4/MT5 |
| First Payout | 1 Week | 14 Days | 14 Days |
UVF's main advantage is the pay-after-passing model and no minimum trading days. However, the prohibition on EAs, limited platform choice, and lower maximum funding put it behind established competitors in several key areas. Best suited for manual traders who want to minimize upfront risk.
Getting Started Process
Register Free Account
Sign up and choose your challenge size - no payment required
Complete Challenge
Hit 8% profit target while managing drawdowns
Pay Security Fee
After passing, pay the security deposit to activate funding
Get Funded & Paid
Start trading and receive 90% of profits weekly
Success Tips
- Manage Daily Drawdown Carefully: 3% daily limit requires tight risk control
- Adapt to UVF Trader: Spend time learning the proprietary platform before the challenge
- Plan Your Strategy: Since EAs are banned, ensure your manual strategy is solid
- Use Time Wisely: No rush - wait for quality setups
- Avoid Hedging in Funded Phase: Remember this becomes prohibited after passing
Frequently Asked Questions
Yes, you can begin the challenge without any upfront payment. However, after you successfully pass the evaluation, you must pay a security fee (starting at $61.75 for the $6K account) to receive your funded account. This fee is refunded with your first payout.
Since you haven't paid anything yet, you can simply try again. There's no financial loss if you fail during the evaluation phase. You may need to register for a new challenge account.
No, UVF requires use of their proprietary UVF Trader platform. You cannot use MetaTrader 4, MetaTrader 5, cTrader, or any other external platforms. The platform is integrated directly with your dashboard.
No, both EA (Expert Advisor) trading and HFT (High-Frequency Trading) are completely prohibited at UVF. This applies to both the challenge phase and funded accounts. Only manual trading is permitted.
Once you meet the first withdrawal requirements (minimum 1.5% profit across 3 profitable days with at least 0.5% each day), your first payout is processed within 1 week and is 100% guaranteed according to UVF. Subsequent payouts are processed within 7 days.
According to UVF's terms, 100% of the security fee is refunded with your first payout. This means if you're profitable and withdraw, you effectively get the fee back, making it free in the long run.
Hedging is allowed during the challenge phase but becomes prohibited once you receive your funded account. Plan your trading strategy accordingly as you won't be able to use hedging techniques after getting funded.
UVF charges a 2% fee on your profit share for withdrawals. So if you made $1,000 profit and get 90% ($900), the 2% fee would be $18, leaving you with $882.
Important Considerations
Platform Limitations
The requirement to use UVF Trader exclusively is a significant consideration. If you're experienced with MT4/MT5 and rely on specific indicators, scripts, or workflows, you'll need to completely adapt to a new platform. Make sure to thoroughly test the platform's capabilities before committing to a challenge.
No Automated Trading
The complete ban on EAs and HFT is a dealbreaker for algorithmic traders. If your edge comes from automated systems, UVF won't work for you. This is a core limitation that differentiates UVF from most established prop firms.
Risk-Reward Assessment
The pay-after-passing model is genuinely innovative and reduces upfront risk. However, you still need to pay after passing (even though it's refunded later), and the platform/strategy limitations mean you should carefully evaluate whether UVF fits your trading style before investing time in their evaluation.
Final Verdict
Uni Virtual Funding offers a genuinely innovative approach with their pay-after-passing model, making it attractive for traders who want to minimize upfront financial risk. The 90% profit split, no minimum trading days, and flexible evaluation timeline are excellent features. However, significant limitations exist - the proprietary platform requirement, complete ban on automated trading, prohibition of hedging on funded accounts, and lower maximum funding ceiling. Best suited for manual discretionary traders who are comfortable learning a new platform and want to prove themselves before paying. Not recommended for algo traders, scalpers, or those requiring specific MT4/MT5 functionality.
Try UVF Challenge Free →Bottom Line
Best For:
Key Strengths:
- Unique pay-after-passing model
- Excellent 90% profit split
- No minimum trading days
- No time pressure on evaluation
- Security fee refunded with first payout
Main Limitations:
- Proprietary platform only (no MT4/MT5)
- No EA or automated trading allowed
- Hedging banned on funded accounts
- Lower maximum funding than competitors
Our Rating Breakdown
Pay-after-passing approach is genuinely unique and trader-friendly
90% split is excellent, though 2% withdrawal fee adds friction
Fair targets and flexible timeline, but platform limitation is significant
Major restrictions on EAs, HFT, and hedging limit strategic options
Proprietary platform only - no industry-standard options
Strong for manual traders willing to adapt; poor for algo traders
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